Students under the age of 18 are required by SRS to have medical insurance; students over 18 are strongly encouraged to have insurance (if it is not already a visa condition).
International students are encouraged (and for some it is a visa condition) to have medical insurance and their insurance requirements usually come from the school. SRS does not mandate medical or travel insurance if the student is over 18. Students under 18 are required by SRS to have medical insurance. If you have any concerns about your own home or rental insurance please check with your household insurer. Each party should check their current insurance policies and/or arrange sufficient insurance to protect themselves and any third party.